Real Needs Secured LLC

Our Story: Empowering You to Secure What Matters Most

At Real Needs Secured LLC, we believe in building more than just life insurance policies—we believe in building legacies. Founded in 2015 by Michael and Leticia Cornick, our company began as a part-time endeavor while we balanced our growing family and careers. Over the first few years, we worked tirelessly to turn our vision into a full-time business, and today, we’re proud to say we built this company from the ground up with hard work, dedication, and a passion for helping others.

Michael, originally from Queens, and Leticia, Brooklyn born and raised, have spent over 20 years together raising a beautiful family, rooted in the values of community, trust, and financial security. Since launching Real Needs Secured LLC, we’ve made it our mission to educate and empower families across New York State and surrounding areas on how to protect their loved ones, both in life and after they’re gone.

At Real Needs Secured LLC, we understand that financial planning goes beyond numbers; it’s about making a lasting impact on the lives of the families we serve. We are committed to helping everyone—from young families building a future to retirees planning for their golden years—find the best, most affordable solutions tailored to their needs. Whether it’s securing protection for your loved ones, growing and preserving wealth, or planning for final expenses, we’re here to guide you every step of the way.

But we’re more than just insurance agents. We are passionate about teaching our community how to create wealth, build cash value, and even become their own bank using life insurance. Our mission is to equip individuals with the tools and knowledge to take control of their financial futures and thrive for generations to come. We pride ourselves on being kind, dedicated people who genuinely care about the well-being of those we serve.

At Real Needs Secured LLC, we don’t just sell products; we build relationships and help families create lasting legacies. Let us help you take the next step toward securing your future with confidence and peace of mind.

Our Core Values

At Real Needs Secured LLC, our core values are the foundation of our commitment to providing exceptional service and support to our clients while fostering a positive and collaborative work environment.

Integrity:

We uphold honesty and transparency in all our interactions. Our clients can trust that we always act in their best interests.

Empowerment:

We empower our clients by equipping them with the knowledge and tools necessary to make informed financial decisions for themselves and their families.

Compassion:

We recognize that financial matters can be sensitive and personal. We approach each client with empathy, providing support and understanding as we help them navigate their unique situations.

Excellence:

We are committed to delivering the highest quality of service and expertise. Our team continuously seeks to improve and innovate, ensuring that we provide the best solutions for our clients.

Collaboration:

We value teamwork and believe that the best results come from working together. Our collaborative approach fosters a supportive environment where ideas and solutions can flourish.

Community Focus:

We are dedicated to giving back to our community. We actively seek opportunities to support local initiatives and organizations that align with our mission.

Sustainability:

We are committed to practices that promote financial stability and long-term success for our clients, ensuring a secure future for generations to come.

Hear From Our Clients

Real Stories, Real Resultsll

Don't just take our word for it—hear from our clients about how we've helped them protect their loved ones, safeguard their assets, and secure their retirement!

"5 Stars!"
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"Real Needs Secured LLC went above and beyond to help me find the right insurance policy. Michael was thorough and took the time to explain all my options. I felt empowered to make the best choice for my family, and he was always available to answer my questions. I can’t thank them enough for their guidance and professionalism. It’s clear they care about their clients!"

Happy Client

"5 Stars!"
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"Working with Real Needs Secured LLC has been a fantastic experience. Michael and Leticia truly care about their clients and make the process of selecting insurance products simple and transparent. They helped me understand how I could use life insurance not just as protection but also as a way to build cash value and even prepare for retirement. I’m grateful to have found a company that values educating its clients and ensuring they make informed choices!"

Happy Client

"5 Stars!"
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"I had been putting off getting life insurance for years because it seemed so overwhelming, but Michael and Leticia at Real Needs Secured made the whole process simple and stress-free. They are incredibly knowledgeable and walked me through every detail with patience. Now, I feel relieved knowing my loved ones will be taken care of. Real Needs Secured LLC is truly a company you can trust!"

Happy Client

"5 Stars!"
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"Real Needs Secured LLC provides incredible service. Michael and his team took the time to educate me on the various life insurance policies and helped me choose one that aligned with my retirement goals. They didn’t try to push me into anything I didn’t need, and I really appreciated that honesty. I would recommend them to anyone looking for a team that genuinely has your best interests at heart."

Happy Client

Eliminate Debt = Save For The Future

Engaging with life insurance is a smart move to eliminate debt and save for the future. By choosing a policy like Whole Life or Indexed Universal Life (IUL), you gain valuable protection for your loved ones and accumulate a cash value that can be used to pay off high-interest debts. This financial strategy simplifies your finances and allows you to build savings for future goals. Take control of your financial future today by exploring life insurance options that can help you achieve a debt-free life while securing your family's well-being

Real Needs Secured LLC

Elmont, NY, USA